# kaal:claim:3128900-012

**Claim.** A bank account is a necessary condition for participation in the existing centralized micro task marketplace: without one, a worker can neither contribute nor profit.

**Type.** condition  **Support.** argued

**Holds when.**

- existing centralized micro task marketplaces

**Source quote.**

> Without a bank account, workers cannot contribute and profit from the existing centralized micro task marketplace.

**From.** Wulf A. Kaal, *Decentralized Mechanical Turk Through Verified Reputation* (2018), 1 Problems in Centralized Mechanical Turk, page 8

**Cite as.** Wulf A. Kaal, Decentralized Mechanical Turk Through Verified Reputation (2018). SSRN: https://ssrn.com/abstract=3128900

**Verify.** sha256 of source PDF `381d72e85d976e2af852e8ec3bba87bc6a05ccb3349a2c3dd6f9e64de96ab4b0` at https://raw.githubusercontent.com/wulfkaal/Academic-Papers/main/papers/pdf/Kaal%20-%202018%20-%20Decentralized%20Mechanical%20Turk%20Through%20Verified%20Reputation.pdf

**Failure mode.** Banking prerequisite exclusion  (family: inequality-and-access-divide)

**Topics.** systemic-risk, economics, decentralization

**Keywords.** unbanked, market-access, financial-exclusion, centralized-platforms

**Related claims.**

- extended_by: https://wulfkaal.github.io/claims/4755632-014
- extended_by: https://wulfkaal.github.io/claims/4734750-035

**Canonical form.** This markdown file is the canonical hashed representation of the claim. Its sha256 is the content hash used for attestation.