# kaal:claim:3128900-040

**Claim.** Payment intermediary fees such as Paypal's are viable only for higher volume workers who can eventually avoid them, so they operate as an entry barrier against new micro task workers.

**Type.** failure  **Support.** argued

**Holds when.**

- centralized platforms relying on third party payment intermediaries

**Source quote.**

> The fees make is only economically viable for higher volume workers who can at some point avoid the Paypal fees but create barriers to entry for new micro task workers.

**From.** Wulf A. Kaal, *Decentralized Mechanical Turk Through Verified Reputation* (2018), 4.2 Transaction Cost Removal, page 16

**Cite as.** Wulf A. Kaal, Decentralized Mechanical Turk Through Verified Reputation (2018). SSRN: https://ssrn.com/abstract=3128900

**Verify.** sha256 of source PDF `381d72e85d976e2af852e8ec3bba87bc6a05ccb3349a2c3dd6f9e64de96ab4b0` at https://raw.githubusercontent.com/wulfkaal/Academic-Papers/main/papers/pdf/Kaal%20-%202018%20-%20Decentralized%20Mechanical%20Turk%20Through%20Verified%20Reputation.pdf

**Failure mode.** Payment fee entry barrier  (family: adoption-and-usability-barrier)

**Topics.** economics

**Keywords.** payment-intermediaries, entry-barriers, transaction-costs, worker-compensation

**Related claims.**

- extended_by: https://wulfkaal.github.io/claims/3411897-019

**Canonical form.** This markdown file is the canonical hashed representation of the claim. Its sha256 is the content hash used for attestation.