# kaal:claim:3396542-004

**Claim.** The reputation tokens of the underwriting DAO are separate and distinct from the cash currency that insureds use to pay premia; the two must not be conflated.

**Type.** definitional  **Support.** asserted

**Source quote.**

> It is important to note that the reputation tokens are separate and distinct from the cash currency that the insured use to pay their premia.

**From.** Craig Calcaterra, Wulf A. Kaal, Vadhindran K. Rao, *Decentralized Underwriting* (2019), II. The Design of the Underwriting DAO, page 4

**Cite as.** Craig Calcaterra, Wulf A. Kaal, Vadhindran K. Rao, Decentralized Underwriting (2019). SSRN: https://ssrn.com/abstract=3396542

**Verify.** sha256 of source PDF `ce2bda03a0b788ea3e7747f02c3c351ef7c808a41150d5cda34767bbe98800c0` at https://raw.githubusercontent.com/wulfkaal/Academic-Papers/main/papers/pdf/Calcaterra%20et%20al.%20-%202019%20-%20Decentralized%20Underwriting.pdf

**Topics.** reputation, tokenomics, dao

**Keywords.** reputation-tokens, token-design, dao-design, insurance-premia

**Related claims.**

- restated_by: https://wulfkaal.github.io/claims/3962614-024
- extended_by: https://wulfkaal.github.io/claims/3782216-014
- extended_by: https://wulfkaal.github.io/claims/4755632-035

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