# kaal:claim:3606663-031

**Claim.** DeFi platform technologies often have limited product market fit because the reliance on code over human judgment produces products built around automation that ignore the human element in financial transactions.

**Type.** failure  **Support.** argued

**Holds when.**

- DeFi products built primarily on automated code execution
- transactions involving subjective or non codifiable inputs

**Source quote.**

> DeFi platform technologies often have a limited product market fit. The reliance on code in the market for digital assets over human judgments resulted in a focus on products that predominantly rely on automation, ignoring the human element in financial transactions.

**From.** Kaal, *Digital Asset Market Evolution* (2020), c) Growth Limitations, page 70

**Cite as.** Kaal, Digital Asset Market Evolution (2020). SSRN: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3606663

**Verify.** sha256 of source PDF `d1d4a15a293b715bb6a5a32e689f59c3a1587915039ba9a1cf4eeb8ee2a1e57c` at https://raw.githubusercontent.com/wulfkaal/Academic-Papers/main/papers/pdf/Kaal%20-%202020%20-%20Digital%20Asset%20Market%20Evolution.pdf

**Failure mode.** automation ignores the human element  (family: human-judgment-displacement)

**Topics.** defi, economics

**Keywords.** defi, product-market-fit, automation, human-judgment, growth-limitations

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