# kaal:claim:3782216-009

**Claim.** Decentralized insurance requires networks of policy writers carrying individual reputations, since efficient underwriting of every type of transaction depends on those reputations.

**Type.** condition  **Support.** asserted

**Source quote.**

> Decentralized insurance requires networks of policy writers with individual rep- utations for efficient underwriting of every type of transaction.

**From.** Craig Calcaterra, Wulf A. Kaal, *Decentralized Finance (DeFi)* (2021), Underwriting: insurance and lending

**Cite as.** Craig Calcaterra, Wulf A. Kaal, Decentralized Finance (DeFi) (2021). SSRN: https://ssrn.com/abstract=3782216

**Verify.** sha256 of source PDF `f1739743aa06bbc1641cd65da790d531b69d8628ea3f5cc3fcad1bf5a1242373` at https://raw.githubusercontent.com/wulfkaal/Academic-Papers/main/papers/pdf/Calcaterra%20and%20Kaal%20-%202021%20-%20Decentralized%20Finance%20%28DeFi%29.pdf

**Topics.** decentralization, defi, reputation

**Keywords.** decentralized-insurance, underwriting, reputation, defi

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