# kaal:claim:4900878-014

**Claim.** Quantum decision models break down on complex real world decisions such as mortgages, because there is no clear way to partition the utility and the attraction functions when the underlying factors cannot be known with precision.

**Type.** failure  **Support.** argued

**Holds when.**

- complex real world financial decisions such as mortgages

**Source quote.**

> It is not always clear how to partition utility and attraction functions for such complex decisions, as they depend on various factors that cannot be known with precision.

**From.** Wulf A. Kaal, *Quantum Economy and Tokenomics* (2024), 4.1 Theoretical and Methodological Challenges, page 25

**Cite as.** Wulf A. Kaal, Quantum Economy and Tokenomics (2024). SSRN: https://ssrn.com/abstract=4900878

**Verify.** sha256 of source PDF `75bf96d3b751b4ad0a6ca4a32591cf026094f113e3a372aa6c61790941b391f7` at https://raw.githubusercontent.com/wulfkaal/Academic-Papers/main/papers/pdf/Kaal%20-%202024%20-%20Quantum%20Economy%20and%20Tokenomics.pdf

**Failure mode.** unpartitionable-utility-and-attraction  (family: research-design-limitation)

**Topics.** institutional-design

**Keywords.** quantum-decision-theory, utility-function, mortgages, practicality

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