{
 "@context": "https://schema.org",
 "@type": "DefinedTerm",
 "@id": "https://wulfkaal.github.io/entities/mortgages",
 "identifier": "kaal:entity:mortgages",
 "name": "Mortgages",
 "termCode": "mortgages",
 "inDefinedTermSet": {
  "@id": "https://wulfkaal.github.io/entities/index.json"
 },
 "author": {
  "@type": "Person",
  "name": "Wulf A. Kaal",
  "identifier": "https://orcid.org/0000-0003-0757-275X"
 },
 "dateModified": "2026-07-29",
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 "additionalProperty": [
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   "name": "status",
   "value": "derived"
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   "value": [
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 ],
 "subjectOf": [
  {
   "@type": "Claim",
   "@id": "https://wulfkaal.github.io/claims/4900878-009",
   "identifier": "kaal:claim:4900878-009",
   "text": "Financial entanglement operates through money and credit: credit products such as mortgages transmit quantum cognitive effects from individuals into the financial system and create a feedback loop between the individual and societal levels.",
   "abstract": "Credit products, such as mortgages, act as a vector of transmission for quantum cognitive effects and create a feedback loop between the individual and societal levels.",
   "citation": "Wulf A. Kaal, Quantum Economy and Tokenomics (2024). SSRN: https://ssrn.com/abstract=4900878",
   "datePublished": "2024",
   "claim_type": "mechanism",
   "confidence": "argued",
   "is_failure_mode": false,
   "scope_conditions": [
    "applies to credit based financial systems"
   ],
   "source_pdf_sha256": "75bf96d3b751b4ad0a6ca4a32591cf026094f113e3a372aa6c61790941b391f7",
   "status": "current"
  },
  {
   "@type": "Claim",
   "@id": "https://wulfkaal.github.io/claims/4900878-014",
   "identifier": "kaal:claim:4900878-014",
   "text": "Quantum decision models break down on complex real world decisions such as mortgages, because there is no clear way to partition the utility and the attraction functions when the underlying factors cannot be known with precision.",
   "abstract": "It is not always clear how to partition utility and attraction functions for such complex decisions, as they depend on various factors that cannot be known with precision.",
   "citation": "Wulf A. Kaal, Quantum Economy and Tokenomics (2024). SSRN: https://ssrn.com/abstract=4900878",
   "datePublished": "2024",
   "claim_type": "failure",
   "confidence": "argued",
   "is_failure_mode": true,
   "scope_conditions": [
    "complex real world financial decisions such as mortgages"
   ],
   "source_pdf_sha256": "75bf96d3b751b4ad0a6ca4a32591cf026094f113e3a372aa6c61790941b391f7",
   "status": "current"
  }
 ],
 "description": "2 claims in the published works of Wulf A. Kaal carry the concept tag 'mortgages'. Derived node: a roster, not an adjudicated definition."
}