# Unbanked workers

`kaal:entity:unbanked-workers`

**Status.** derived

This node is assembled mechanically from the 2 claims that carry the concept tag `unbanked-workers`. It is a roster of what the corpus says under this term. It is **not** an adjudicated definition: no single statement here has been ruled canonical, and no first-appearance call has been made. Read the claims and judge for yourself.

## Every claim under this term

2 claims across 1 works, 2024 to 2024.

**2024**

- [4755632-014](https://wulfkaal.github.io/claims/4755632-014) [failure/asserted] *(failure mode)* -- Approximately thirty eight percent of the labor pool is unbanked but skilled and therefore excluded from centralized micro task marketplaces, because without a bank account these workers cannot contribute to or profit from the existing marketplace.
  > the circa 38% of the labor pool that is unbanked but skilled does not currently have access to the centralized micro task marketplaces.
  Wulf A. Kaal, AI Learning - Decentralized Governance to Optimize Human Output Datasets for AI Learning (2024). SSRN: https://ssrn.com/abstract=4755632
- [4755632-039](https://wulfkaal.github.io/claims/4755632-039) [design/argued] -- Operating entirely through crypto transactions removes the transaction costs of micro task work, because centralized mechanical turk platforms require an existing banking relationship to transfer payment to workers who are otherwise unbanked.
  > Unlike centralized mechanical turk platforms that require an existing banking relationship to receive account transfers for otherwise unbanked micro task workers, the ALE Platform operates entirely through crypto transactions.
  Wulf A. Kaal, AI Learning - Decentralized Governance to Optimize Human Output Datasets for AI Learning (2024). SSRN: https://ssrn.com/abstract=4755632

## Verify

Every claim above resolves to a record carrying a verbatim source quote, the sha256 of the source PDF, and a preformatted citation. Nothing here asks to be taken on trust.

    curl -s https://wulfkaal.github.io/entities/unbanked-workers.md | sha256sum

**Canonical form.** This markdown file is the canonical hashed representation of this entity node. Its sha256 is the content hash.