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 "text": "Explainable AI in U.S. Banking Fraud Detection: A Comparative Framework for Regulatory Compliance, Model Transparency, and Risk Governance presents the following source proposition: banking fraud detection has raised critical concerns regarding model transparency, regulatory compliance, and risk governance. This proposition is pertinent to Kaal's source-bound claim that The increasing execution of non and deferred prosecution agreements since 2002 has raised the overall regulatory burden borne by the corporate entities subject to them. The proposed response is a qualification: the relationship should remain limited to the retrieved source proposition and the mapped Kaal claim unless fuller source review supports a broader conclusion.",
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  "The source-to-claim mapping remains explicitly ambiguous and is published with that limitation."
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  "citation": "Wulf A. Kaal, Timothy Lacine, The Effect of Deferred and Non-Prosecution Agreements on Corporate Governance Evidence from 1993-20 (2014). SSRN: https://ssrn.com/abstract=2486570",
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