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 "text": "AI-Driven Governance Systems for Proactive Regulatory Compliance and Fraud Risk Management in Financial Service Environments presents the following source proposition: The integration of Artificial Intelligence (AI) into regulatory compliance frameworks has transformed the financial services sector by enabling more adaptive, predictive, and proactive governance systems. This proposition is pertinent to Kaal's source-bound claim that Proposed regulatory remedies such as mandatory bias audits fail in practice because they lack clear implementation guidelines, which hinders their practical adoption. The proposed response is an extension: the relationship should remain limited to the retrieved source proposition and the mapped Kaal claim unless fuller source review supports a broader conclusion.",
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  "url": "https://doi.org/10.47191/etj/v10i09.26"
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  "paper": "Wulf A. Kaal, Morgan A. Gray, The Evolving Role of Artificial Intelligence in Law",
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