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 "name": "Local Compliance Does Not Compose",
 "text": "Local compliance does not establish collective authorization. The paper's constructed finance simulations show how locally acceptable components can produce disparate collective outcomes and how distributional monitoring may surface drift earlier. This extends the authority-drift diagnosis to population-level composition. The architecture and simulations do not establish production effectiveness, deployed language-model behavior, or legal compliance. The work remains a reference architecture and falsifiable research agenda.",
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  "name": "Wulf A. Kaal",
  "identifier": "https://orcid.org/0009-0008-7840-1847"
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  "name": "Compliant with Local Controls, Collectively Discriminatory. A Governance Architecture for Multi-Agent AI in Regulated Finance",
  "url": "https://arxiv.org/abs/2609.27994v1"
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  "url": "https://wulfkaal.github.io/claims/7314479-015",
  "citation": "Wulf A. Kaal, Institutional Requirements for Sovereign Local Agent Runtimes (2026). SSRN: https://ssrn.com/abstract=7314479",
  "paper": "Wulf A. Kaal, Institutional Requirements for Sovereign Local Agent Runtimes (2026). SSRN: https://ssrn.com/abstract=7314479",
  "authors": [
   "Wulf A. Kaal"
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 "mappingWhyRelevant": "The paper states the same protected failure mechanism in a regulated-finance setting: local checks can pass while the collective outcome violates system-level constraints. Its proposed architecture and constructed simulations extend the diagnosis but do not establish production effectiveness.",
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  "sourceProposition": "Locally compliant agents can compose into an unacceptable collective outcome, so governance must evaluate the aggregate transition rather than infer authorization from component-level checks.",
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