kaal:claim:3606663-024

DeFi platforms grant the unbanked access to the loan market by disintermediating existing banks, connecting borrowers and lenders directly in peer to peer networks and accepting digital assets as collateral with far less documentation than banks require.

DeFi platforms grant the unbanked access to the loan market by disintermediating existing banks. DeFi Dapps connect borrowers and lenders in peer-to-peer networks directly.

Kaal, Digital Asset Market Evolution (2020), b) Lending and Borrowing, p. 24
https://ssrn.com/abstract=3606663 · source PDF

Kaal, Digital Asset Market Evolution (2020). SSRN: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3606663

• borrowers excluded from centralized banking for lack of documentation
• DeFi lending protocols

mechanismsupport: argueddefisystemic-riskdecentralization

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